Current Mortgage Rates Today
Get today's latest mortgage rates for 30-year and 15-year fixed loans. Compare current rates, calculate payments, and track historical trends. Updated daily with real-time data from Freddie Mac and Federal Reserve sources.
Rate History
30-Year Fixed Rate
6.85%
Today
+0.05%
Current Rates
30-Year Fixed
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15-Year Fixed
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Frequently Asked Questions
What are today's current mortgage rates?
Today's mortgage rates are updated daily and reflect the average rates for 30-year and 15-year fixed mortgages. Rates vary by lender, credit score, and loan amount.
How often are mortgage rates updated?
Our mortgage rates are updated daily from multiple sources including Freddie Mac, Federal Reserve Economic Data (FRED), and major lenders.
What's the difference between 15-year and 30-year mortgage rates?
15-year mortgages typically have lower interest rates but higher monthly payments. 30-year mortgages have higher rates but lower monthly payments, making them more affordable for most borrowers.
Should I choose a 15-year or 30-year mortgage?
Choose a 15-year mortgage if you can afford higher payments and want to save on interest. Choose a 30-year mortgage for lower monthly payments and more financial flexibility.
Disclaimer: Rates are subject to change and may vary based on individual circumstances. Consult with a financial advisor for personalized advice.
Chart data: Historical data from Federal Reserve Economic Data (FRED). Current rates from multiple sources including Freddie Mac.